COBRA coverage costs ... - Page 2

RagingBull666 · 03-12-2009, 09:42 PM

Just the meds alone would be nice. We pay hundreds monthly for our co-pay on medications. SS, RB

BiShot · 03-12-2009, 11:04 PM

Quote:

Originally Posted by Mr.Meat

$54/month per person

100% free in Alberta now

Snacky Cake HR · 03-12-2009, 11:25 PM

Quote:

Originally Posted by Blueta2

I have an extra room. Does Drake like cats?

he loves cats, but man is he mean to them...lol.

TAZ · 03-13-2009, 09:51 AM

For the life of me I can't figure out why anyone w/o a terminal illness would pay COBRA. There are much cheaper alternatives in the private sector for health care.

The problem isn't with the system it's with the education of the people using it. Check into buying coverage on your own.

-TAZ

2ez2brich · 03-13-2009, 10:03 AM

Quote:

Originally Posted by TAZ

For the life of me I can't figure out why anyone w/o a terminal illness would pay COBRA. There are much cheaper alternatives in the private sector for health care.

The problem isn't with the system it's with the education of the people using it. Check into buying coverage on your own.

-TAZ

I agree here. I am a little removed from healthcare, but I am in Actuary by trade...or whatever you call it.

I don't know your full situation. (job status, income, single, married) .....but have you checked other options ?

TAZ · 03-13-2009, 10:14 AM

Quote:

Originally Posted by 2ez2brich

I agree here. I am a little removed from healthcare, but I am in Actuary by trade...or whatever you call it.

I don't know your full situation. (job status, income, single, married) .....but have you checked other options ?

The three people that I helped out are now paying 1/3 to 1/2 what they were on Cobra plans. I am not in the industry either but a little homework pays off. On a cobra plan you are paying for what the company policy nazi picked for coverage. They have a wide range of stipulations based on covering large groups of people rather that only coverage that is pertinent to the individual.

This it what I mean about the system "not" being broken. People either don't know how to buy insurance or are too lazy to research what is actually involved in buying the coverage that they need... they want to kick back and let the government i.e. you and I.. pay for it.

-TAZ

Snacky Cake HR · 03-13-2009, 10:50 AM

Quote:

Originally Posted by TAZ

The three people that I helped out are now paying 1/3 to 1/2 what they were on Cobra plans. I am not in the industry either but a little homework pays off. On a cobra plan you are paying for what the company policy nazi picked for coverage. They have a wide range of stipulations based on covering large groups of people rather that only coverage that is pertinent to the individual.

This it what I mean about the system "not" being broken. People either don't know how to buy insurance or are too lazy to research what is actually involved in buying the coverage that they need... they want to kick back and let the government i.e. you and I.. pay for it.

-TAZ

The problem is that I'm over 3 months pregnant. I wouldn't be covered if I went private right now. So, I think I'm stuck with COBRA.

RagingBull666 · 03-13-2009, 11:07 AM

You may be covered if you don't have a lapse of coverage. Check into it. SS, RB

NWMUSCLE · 03-13-2009, 11:46 AM

Quote:

Originally Posted by Snacky Cake HR

The problem is that I'm over 3 months pregnant. I wouldn't be covered if I went private right now. So, I think I'm stuck with COBRA.

Doesn't your state have free coverage for pregnant chicks?

I know mine does.

TAZ · 03-13-2009, 12:16 PM

Quote:

Originally Posted by RagingBull666

You may be covered if you don't have a lapse of coverage. Check into it. SS, RB

Exactly... When I started my business and left corporate America I had medical mutual insurance... buying it privately I am still on medical mutual. all they asked for was the previous policy I was covered under..

They can't deny anyone coverage. All they can do is jack the rate up.

-TAZ

TAZ · 03-13-2009, 12:17 PM

Quote:

Originally Posted by Snacky Cake HR

The problem is that I'm over 3 months pregnant. I wouldn't be covered if I went private right now. So, I think I'm stuck with COBRA.

Have you asked or are you just making assumptions?
-TAZ

Snacky Cake HR · 03-13-2009, 12:50 PM

Quote:

Originally Posted by TAZ

Have you asked or are you just making assumptions?
-TAZ

I'm making assumptions, I suppose. lol. I'll try. First things first, I'm going to schedule to do a dental and vision visit for me and Devin and then I will just get medical coverage.

2ez2brich · 03-13-2009, 02:00 PM

Good Luck over there Momma sita !

Tu eres lindas amore que cono arroz con pollo el Sabado Mi hermana y hermano, su edad Sube Lamanga Cholesterol Alta por favor !

Snacky Cake HR · 03-13-2009, 02:49 PM

Quote:

Originally Posted by 2ez2brich

Good Luck over there Momma sita !

Tu eres lindas amore que cono arroz con pollo el Sabado Mi hermana y hermano, su edad Sube Lamanga Cholesterol Alta por favor !

gracias! yo quiero arroz con pollo!

canecorso · 03-13-2009, 05:05 PM

Quote:

Originally Posted by Kabeetz

I finally just got healthcare through my new employer... 19 bucks a week... , 3 bucks a week for dental... kick ass. 50% pay short term disabillity, 100% pay long term disability, 1x salary term life coverage, Plus they have 401k, and the rare yet awesome Roth 401k, and an actual pension plan: 4% up to s.s. wage base, 10% in excess of the wage base plus interest. woot woot.

Capitalism rocks when u're on the right end of it.

Of course the job itself sucks at times, so capitalism still sucks. lol

I pay zero, zero for dental, eye, and all medical....BCBS PPO, thank GOD for our union......UPS can afford it even in these rough times. 5.00 name brand prescriptions, 0.00 generic.

Blueta2 · 03-13-2009, 06:16 PM

Quote:

Originally Posted by canecorso

I pay zero, zero for dental, eye, and all medical....BCBS PPO, thank GOD for our union......UPS can afford it even in these rough times. 5.00 name brand prescriptions, 0.00 generic.

Ekkk! Unions have caused more problems than they have solved.

canecorso · 03-13-2009, 07:28 PM

Quote:

Originally Posted by Blueta2

Ekkk! Unions have caused more problems than they have solved.

Really?
How does not paying one dime for my insurance and a guarantee of a 40 hour week along with decent wages hurt anyone?

navalgazer · 03-13-2009, 09:28 PM

That's not bad actually.

A few years ago I had a quote for insurance that was $650 for a single person based on a minimum of two people (not married or dependants).

For two people "family" insurance for us is $1250 a month (or 15k a year).

But that's not cobra.

navalgazer · 03-13-2009, 09:31 PM

6 months for a MRI???

with a brain tumor you might be dead before you get it

Quote:

Originally Posted by Blueta2

Excellent is relative. It all depends on what is needed. If you need life saving surgery or any procedure, there is no wait.
If you need a hip replaced, there is a 6 month wait. If you need an MRI or colonoscopy, there is 4-6 month wait. But if you have private insurance, you can get any tests done ASAP.
Here is the thing with our health care, no one will EVER lose their homes or savings to get healthcare. If you need to see a family Doc, it takes a few weeks or days if you are in with the secretary.
Also, no one pays for medication. The government pays for it all.
And the health care itself is comparable to the US in that we are as advanced but the hospitals are not like hotels here like in the US since it's government run.

I have private work insurance which I pay 12$ a week for and I have amazing benefits (cept for those bastards refusing my long term disability claim)

All in all, I would feel like I was driving a fast car w/out breaks not having medicare. It's always there whenever one needs it.

Blueta2 · 03-13-2009, 11:13 PM

Quote:

Originally Posted by canecorso

Really?
How does not paying one dime for my insurance and a guarantee of a 40 hour week along with decent wages hurt anyone?

The Great American Car Company Bailout

Blueta2 · 03-13-2009, 11:14 PM

Quote:

Originally Posted by navalgazer

6 months for a MRI???

with a brain tumor you might be dead before you get it

If there is any suspect of a brain tumor, you can get an MRO quicker.
But the dr would have to request a rush on the test.

canecorso · 03-14-2009, 12:03 PM

Quote:

Originally Posted by Blueta2

The Great American Car Company Bailout

That is one side of it, I personally work for UPS and I am part of the Teamsters, local 705...we have no bailout at all, we are fine.....we (UPS teamsters) bust are balls at work and don't sit around.

So calling all unions a mistake because of the auto unions is a mistake on your part, if you don't mind me saying that.
Thats like calling 1 apple that is rotten the whole barrel is. IMO.

East Coast Lifter · 03-14-2009, 04:33 PM

Quote:

I was recently stuck with a $25k bill for my shoulder surgery, due to some trickery by my doctor and my insurance's refusal to pay up. Fun. Hopefully I can get this worked out, but still, freakin ridiculous.

This is amazing, the same thing happened to me, but the bill was only $19,000 from the surgery center

Have no idea who is going to pay for it?

Solving the health care mess would be an act of God. Where I work, I was just laid off, and actually have zero benefits, not even cobra? Doesn't matter could not pay for it anyway.

canecorso · 03-14-2009, 04:41 PM

Quote:

Originally Posted by East Coast Lifter

This is amazing, the same thing happened to me, but the bill was only $19,000 from the surgery center

Have no idea who is going to pay for it?

Solving the health care mess would be an act of God. Where I work, I was just laid off, and actually have zero benefits, not even cobra? Doesn't matter could not pay for it anyway.

Sorry for your lay off bro, maybe try and talk to the hospital, maybe they can drop the price considering your situtation?
IDK
thats phucked up

drsketch · 03-14-2009, 04:59 PM

Did you lose your job? I hope things get better for you.

03-12-2009, 09:42 PM	#26 (permalink)
RagingBull666 Harden the Fuck Up Join Date: Apr 2008 Location: Peoria and Tucson, AZ Posts: 3,264 Rep Power: 1065636	Just the meds alone would be nice. We pay hundreds monthly for our co-pay on medications. SS, RB __________________ Try not Do or do not There is no try Yoda That which does not kill us makes us STRONGER - Friedrich Nietzsche "So what we'll be calling on is blunt force trauma. Let's start building some hurtin bombs." Rocky www.azapf.com http://www.prowriststraps.com/store http://www.andersonpowerlifting.com

03-13-2009, 11:07 AM	#33 (permalink)
RagingBull666 Harden the Fuck Up Join Date: Apr 2008 Location: Peoria and Tucson, AZ Posts: 3,264 Rep Power: 1065636	You may be covered if you don't have a lapse of coverage. Check into it. SS, RB __________________ Try not Do or do not There is no try Yoda That which does not kill us makes us STRONGER - Friedrich Nietzsche "So what we'll be calling on is blunt force trauma. Let's start building some hurtin bombs." Rocky www.azapf.com http://www.prowriststraps.com/store http://www.andersonpowerlifting.com

03-13-2009, 09:28 PM	#43 (permalink)
navalgazer lick it... Join Date: Feb 2003 Location: nā'vəl-gā'zĭng Posts: 1,282 Rep Power: 125061	That's not bad actually. A few years ago I had a quote for insurance that was $650 for a single person based on a minimum of two people (not married or dependants). For two people "family" insurance for us is $1250 a month (or 15k a year). But that's not cobra. __________________ . . . . "Be formless... shapeless, like water. If you put water into a cup, it becomes the cup. You put water into a bottle; it becomes the bottle. You put it into a teapot; it becomes the teapot. Water can flow, or it can crash. Be water, my friend..."

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03-13-2009, 09:51 AM	#29 (permalink)
TAZ Gold Member Join Date: Feb 2002 Posts: 839 Rep Power: 57199	For the life of me I can't figure out why anyone w/o a terminal illness would pay COBRA. There are much cheaper alternatives in the private sector for health care. The problem isn't with the system it's with the education of the people using it. Check into buying coverage on your own. -TAZ

03-13-2009, 02:00 PM	#38 (permalink)
2ez2brich Connoisseur of Women Join Date: Feb 2002 Location: New York, but I love Philly. Posts: 2,703 Rep Power: 155775	Good Luck over there Momma sita ! Tu eres lindas amore que cono arroz con pollo el Sabado Mi hermana y hermano, su edad Sube Lamanga Cholesterol Alta por favor !

03-14-2009, 04:59 PM	#50 (permalink)
drsketch Banned Join Date: Oct 2008 Posts: 2,195 Rep Power: 0	Did you lose your job? I hope things get better for you.