Insurance What they test for.

archive_Ulter · 01-09-2003, 11:46 AM

These are the guidelines for testing for health and life insurance.

Swollen · 01-09-2003, 12:03 PM

Bump-important info

Big is impressive
Aesthetic is inspiring

archive_HULK1550 · 01-09-2003, 12:58 PM

i have never had a test for life insurance. but i have a question. When you get out of the army they do bloodwork for you and a lot of my values were high. (bun, creatinine, ect) and i had never taken any gear ever. then i read in some magazine that for a bodybuilder to get truly accurate readings on these, they would have to undertake a normal diet and train minimally if at all for like a week to get their true values. any truth to this and do insurance companies look at creatinine and bun levels as problems? I do not have kidney failure despite what the blood tests said.

1stRule: Show Up!
2nd Rule: Squat!

archive_Ulter · 01-09-2003, 02:19 PM

I have to stop all protein shakes and weight training a week prior or my values will scare them silly.

archive_macrophage69alpha · 01-12-2003, 08:00 PM

the only areas that you may have issues are the liver values- but that is not a big factor in risk.

the hdl-ldl ratio is something that may be an issue. increase flax oil intake. use nolva, even low doses, to normalize ratios. the use of femara while amazing at estro-suppression will affect values.

dont see any real problems here.

MP

Mister B. · 01-13-2003, 08:23 AM

Great post Ulter, thanks for the info!!!

---------------------

GETTIN' HARD!!

02-14-2003, 07:28 AM

I got the results of my exam. The blood checked for 20 things including : HIV, Hepatitis, cholesterol, liver values, fructosamine, and kidneys. The urine test looked at all the basics plus checked for cocaine and cotinine (a by product of tobacco use). they also did height, weight and blood pressure.

This was Zuric life. Kind of a suspicious bunch. They asked me if I used tobacco-wo which I truthfully answered NO - and tested me anyway for it.

kapparaider · 02-14-2003, 08:18 AM

Im an agent for Zuric. A study we ran showed out of 100 smokers, 38% denied being a smoker. Thats why test are still run.

Kapparaider@lokmail.com

01-09-2003, 11:46 AM	#1 (permalink)
archive_Ulter Senior Member Join Date: Nov 2000 Posts: 15,388 Rep Power: 21906	Insurance What they test for. These are the guidelines for testing for health and life insurance. __________________

01-09-2003, 12:03 PM	#2 (permalink)
Swollen Senior Member Join Date: Feb 2001 Posts: 533 Rep Power: 6302	Bump-important info Big is impressive Aesthetic is inspiring __________________ Big is impressive, Aesthetic is inspiring

01-09-2003, 12:58 PM	#3 (permalink)
archive_HULK1550 Senior Member Join Date: Sep 2002 Posts: 1,734 Rep Power: 6430	i have never had a test for life insurance. but i have a question. When you get out of the army they do bloodwork for you and a lot of my values were high. (bun, creatinine, ect) and i had never taken any gear ever. then i read in some magazine that for a bodybuilder to get truly accurate readings on these, they would have to undertake a normal diet and train minimally if at all for like a week to get their true values. any truth to this and do insurance companies look at creatinine and bun levels as problems? I do not have kidney failure despite what the blood tests said. 1stRule: Show Up! 2nd Rule: Squat! __________________ &quot;Everybody wants to be a body builder but don&apos;t nobody want to lift no heavy ass weight&quot; -Ronnie Coleman

01-09-2003, 02:19 PM	#4 (permalink)
archive_Ulter Senior Member Join Date: Nov 2000 Posts: 15,388 Rep Power: 21906	I have to stop all protein shakes and weight training a week prior or my values will scare them silly. __________________

01-12-2003, 08:00 PM	#5 (permalink)
archive_macrophage69alpha Senior Member Join Date: Dec 2000 Posts: 1,101 Rep Power: 7020	the only areas that you may have issues are the liver values- but that is not a big factor in risk. the hdl-ldl ratio is something that may be an issue. increase flax oil intake. use nolva, even low doses, to normalize ratios. the use of femara while amazing at estro-suppression will affect values. dont see any real problems here. MP __________________ MP

01-13-2003, 08:23 AM	#6 (permalink)
Mister B. Senior Member Join Date: Aug 2002 Posts: 817 Rep Power: 5510	Great post Ulter, thanks for the info!!! --------------------- GETTIN' HARD!! __________________ --------------------- &quot;Um... I checked around. The girls are calling you &quot;fatty-fat fat fat&quot;, and Nelson&apos;s planning to pull down your pants, but ... nobody&apos;s trying to kill ya.&quot; &quot; -- Milhouse

02-14-2003, 07:28 AM	#7 (permalink)
Guest Posts: n/a	I got the results of my exam. The blood checked for 20 things including : HIV, Hepatitis, cholesterol, liver values, fructosamine, and kidneys. The urine test looked at all the basics plus checked for cocaine and cotinine (a by product of tobacco use). they also did height, weight and blood pressure. This was Zuric life. Kind of a suspicious bunch. They asked me if I used tobacco-wo which I truthfully answered NO - and tested me anyway for it.

02-14-2003, 08:18 AM	#8 (permalink)
kapparaider Junior Member Join Date: Jan 2002 Posts: 11 Rep Power: 5120	Im an agent for Zuric. A study we ran showed out of 100 smokers, 38% denied being a smoker. Thats why test are still run. Kapparaider@lokmail.com

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